The joy of family

OK, So how annoying is this,

Fil and I are going to change car insurance companies. We found a good rate and we are happy with the company. We are currently with progressive drive insurance. We are paying 313 dollars a month. I know. are we crazy. With the new company we will be paying 182$. Much better huh?! That will save us $131 dollars a month. So as you can imagine...We are excited.

We wanted to wait until payday to switch. Well lucky for us it is renewal time for our insurance and it is also a Friday so the insurance company would have no problem switching us over. Well that is not our luck. While on the phone going over all the necessary steps he (John.... the man on the phone) says whoa, here is the problem, you have alot of claims on your insurance. Claims--we don't get into that much trouble. So he is going through the list....who would have known. Almost everything on that list belongs to Grace and Henry. I mean this list went on and on. So we explain that, that is not us. so he says well it makes sense, BUT i can't do anything right now. I have to wait until a writer(?) takes a look at this and OKs this.
Now the problem is--they don't work on the weekends. so the earliest he can give us our insurance is Monday. So we say OK--we can work that out. Then he says well the other problem is that it is your renewal time and that date lands on the 27th. Monday is the 28. So you are going to have to make your payment because if you let that lapse we will never insure you.
Which makes sense.

So we move on to renters insurance. Everything is fine until he finds out we have a dog. A DOG. Since we have a Pitt bull that is to much of a liability. They say that pretty much no one will insure you with a Pitt bull. But hooray he finds someone. He says it will cost about 22 bucks a month, not too bad.

But again we can't do anything thanks to grace and Henry.

Then the guy says well if you didn't have the dog, we could have combined the 2 policies and the payment for both would have been 172 all together. What that is awesome. but not for us.

so now i have to make 2 insurance payments this month, which sucks cause i planned the bills pretty tight, but we would have been fine. but not now.

On the up side they did say that drive insurance would refund the payment back to us. But I'm guessing that will take about 30 days.

Oh well........ that was my night.